Step 1: Understand SSDI Eligibility Requirements

Before filing, make sure you meet the basic criteria:

• Work History: You must have worked and paid Social Security taxes long enough to earn sufficient work credits.
• Disabling Condition: Your condition must prevent you from working for at least 12 months or be expected to result in death.
• SSA Definition of Disability: Your condition must be listed in the Social Security Administration’s (SSA) Blue Book or be severe enough to limit your ability to perform basic work activities.

Step 2: Gather Required Information and Documentation

You’ll need to collect and organize key information before applying:

• Personal information (Social Security number, birth certificate, etc.)
• Work history for the past 15 years
• Complete medical records, including diagnoses, treatments, medications, and contact info for all healthcare providers
• Recent tax documents or W-2s

Having complete records ready will prevent delays and strengthen your application.

Step 3: Choose Your Filing Method

You can file your SSDI application in Kentucky in one of three ways:

• Online at SSA.gov
  The fastest and most convenient method for many applicants.
• By Phone
  Call the SSA at 1-800-772-1213 to file your application over the phone with a representative.
• In Person
  Visit a local Social Security office in Kentucky to apply directly. Appointments are recommended to reduce wait times.

Step 4: Complete and Submit Your SSDI Application

Make sure your application is:

• Accurate and Detailed: Provide specific information about your disability and how it limits your ability to work.
• Honest: Any exaggeration or omission could harm your claim.
• Complete: Missing documentation is one of the top reasons for delays or denials.

Double-check everything before you submit to ensure nothing is left out.

Step 5: Follow Up After Submission

After submitting your application:

• Monitor your status through your my Social Security account
• Respond promptly to any requests for additional information or medical exams
• Keep copies of all forms and correspondence

It typically takes several months to receive an initial decision, so stay organized and be patient.