Step 1: Understand Why Your Claim Was Denied

Before filing an appeal, carefully review the denial notice from the Social Security Administration (SSA). This letter explains the specific reasons your claim was rejected. Common reasons include:

• Insufficient medical evidence
• Failure to meet the SSA’s definition of disability
• Incomplete application or missing documentation
• Income or resource levels exceeding limits (for SSI)

Knowing why your application was denied helps you strengthen your case during the appeal.

Step 2: File a Request for Reconsideration

The first step in the appeals process is called a Request for Reconsideration. This must be filed within 60 days of receiving your denial letter.

How to File in Kentucky:

• Online: Visit www.ssa.gov and file your appeal online.
• Phone: Call the SSA at 1-800-772-1213 to start the process.
• In-Person: Visit your local SSA office to file your appeal.

Important: Submit any new or updated medical records at this stage to strengthen your appeal.

Step 3: Request a Disability Hearing

If your Reconsideration is denied, the next step is to request a hearing before an Administrative Law Judge (ALJ). This is a critical stage of the appeal process and your best chance to present your case in person.

What to Expect at the Hearing:

• You’ll testify about your condition and how it limits your ability to work.
• You can present new evidence or bring witnesses (such as a doctor or caregiver).
• The judge may ask a vocational expert to testify about your ability to work in other roles.

Hearings are typically held within 75 miles of your home. In some cases, you may have the option to appear via video.

Step 4: Appeal to the Appeals Council

If the ALJ denies your claim, you can ask the SSA’s Appeals Council to review the decision. The Council can:

• Deny your request
• Send the case back to the ALJ for another hearing
• Approve your claim outright (rare)

The Council will review the judge’s decision for legal or procedural errors.

Step 5: File a Lawsuit in Federal Court

As a final step, you can take your case to federal district court if the Appeals Council denies your request. At this point, legal representation is highly recommended.

Tips for a Successful Appeal

• Be timely: You have 60 days from each denial notice to take the next step.
• Stay organized: Keep copies of all forms, letters, and medical evidence.
• Update your medical records: The SSA needs to see how your condition is progressing.
• Seek support: Navigating the appeal process alone can be overwhelming—professional guidance can help.