Step 1: Understand SSDI Eligibility in Kentucky

Before you begin, make sure you meet the basic requirements for SSDI:

• Work History: You must have earned enough work credits by paying into Social Security through previous jobs.
• Disabling Condition: Your condition must prevent you from working for at least 12 months or be expected to result in death.
• SSA's Blue Book Listing: Your condition should meet or equal a listing in the SSA’s Blue Book of impairments.

Step 2: Gather Required Medical and Work Documentation

Your application must include thorough and accurate documentation to support your claim:

• Medical records, test results, and doctor evaluations
• List of medications and treatment history
• Work history and job descriptions for the past 15 years
• Detailed explanation of how your condition prevents you from working

The more detailed your evidence, the stronger your application will be.

Step 3: Submit Your Application

There are three main ways to apply for SSDI in Kentucky:

• Online: Visit ssa.gov to apply through the SSA's secure portal.
• Phone: Call the SSA at 1-800-772-1213 to apply with a representative.
• In Person: Visit your local Social Security office in Kentucky (appointments recommended).

Be sure to double-check all information for accuracy before submission.

Step 4: Respond to Follow-Up Requests

After applying, the SSA may contact you for:

• Additional medical records
• Further clarification about your condition or work history
• A consultative medical exam

Respond quickly and thoroughly to avoid delays or denials.

Step 5: Monitor Your Application Status

Track your SSDI application using your my Social Security account on ssa.gov/myaccount. You’ll receive updates about:

• Application progress
• Requests for information
• Approval or denial status